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Payment Processing
The value proposition for merchants that offer at least three payment method choices is a 14% higher sales conversion rate than those that offer only one payment method - CyberSource study. NetSphere Strategies offers our payment plugin using First Data as the payment processor, in addition to the general purpose credit cards (American Express, Discover, MasterCard, Visa) that are bundled with WebSphere Commerce.
- Payment Plugin - our software connector offers an alternative method of payment and is not bundled with the purchase of a WebSphere Commerce software license. Companies that use First Data as their payment processor, will find this plugin attractive.
- Physical or Virtual Gift Card - our plugin allows a shopper to use a physical gift card to make a purchase at a retail or webstore. Besides basic authorization and redemption features, this plugin allows for the creation of virtual cards - which can be purchased online or emailed to the card holder. The card holder then redeems the card for purchases made at that webstore during the checkout process for up to the gift card limit. This card is just like the traditional credit card except no expiration date exists.